Credit Analyst - BD (Becton, Dickinson and Company) (Texas)
# Job Description Summary
# Job Description
Degree Of Accountability:
+ Responsible for the overall monitoring of the financial risk to BD, resolving escalated credit issues, working with the collections, cash application teams, and BD business units to mitigate financial risks to BD\.
Financial Impact: High
+ Monitoring of over $12 billion annual sales across9,000 accounts
Responsibilities:
+ To analyze financial statements, credit references, and 3rd party credit reports in order to assess credit worthiness and recommend appropriate credit limits for new and existing customers
+ To review suspended/blocked orders for marginal/high risk accounts in which credit decisions are made
+ To direct, facilitate, and influence without authority the credit & collection department to take appropriate action on payment issues when necessary
+ Provide guidance and training within the department when initiatives are developed and implemented to ensure the team is working together towards achieving their goals
+ Responsible for continuous improvement activities by developing and implementing efficiencies within the department that will add value to the process\. Participate and facilitate lean initiatives such as shift start up meetings
+ Interact with external customers, business controllers, distributor relations, sales force, customer service and related transactional groups in order to accomplish the tasks
+ The ability to resolve complex credit issues independently and handle the most sensitive issues with both internal and external customers
+ To understand and have a strong knowledge of department policies and procedures as they pertain to the job function\.
+ Accountable for the achievement of key strategic goals
Supervision received: Minimal
Supervision exercised: Moderate
Preferred:
+ 3\-5 years experience in commercial credit function
+ Bachelor's Degree in Finance
+ Direct experience with SAP
+ Strong Microsoft excel skills
+ Experience working in a regional shared service center
Required:
+ 1\-3 years experience in credit and collections related functions
+ Bachelor's Degree
+ Analysis of financial statements & 3rd party reports
+ Familiarity with ERP system
+ Strong analytical/problem solving skills
+ Superior customer service skills
+ Solid communication and interpersonal skills
+ Working knowledge of Microsoft Office
Other relevants skills:
+ Must have the ability to work independently and in a team environment, multitask, set own priorities, and adapt to a changing environment\.Must be able to appropriately escalate issues that require management intervention and accordingly handle financial issues between the credit and collections, and other AR functions\.
# Primary Work LocationUSA TX \- San Antonio
# Additional Locations
# Work Shift
Becton, Dickinson and Company is an Equal Opportunity/Affirmative Action Employer. We do not unlawfully discriminate on the basis of race, color, religion, age, sex, creed, national origin, ancestry, citizenship status, marital or domestic or civil union status, familial status, affectional or sexual orientation, gender identity or expression, genetics, disability, military eligibility or veteran status
